Can Plantation Shutters in Island Park Save Money on Your Home Insurance?
As you look for ways to save money, you’ll have likely heard you need to spend it to do so. That is especially the case when it comes to window coverings. Plantation shutters in Island Park can be excellent for managing costs in various ways.
One of the ways you’ll hear about is by saving money on home insurance. Is it really possible for plantation shutters to take your home insurance costs down? This isn’t a straight yes or no answer, but we’ll take a look at how it’s possible.
They Add Extra Security to Your Home
One of the benefits of plantation shutters in Island Park is the extra security in the home. Whether you have internal or external options, you have something that blocks the ability to easily get through the windows. Shutters are physical barriers over the window like doors to your home.
Some home insurance providers will see this as a cost benefit. There’s a lower chance of you having someone break into your home, and a lower chance of having to make a claim. A lot of companies will offer you a lower quote to insure your home because of this. Think of it like an extra addition to your home security system.
Not all providers will do this, though. It all depends on the style of shutters and how they’re used.
They Can Offer Protection from Storm Damage
Exterior plantation shutters in Island Park can help to lower your insurance costs due to the protection from storm damage you gain. You have a physical barrier up against your windows for the flying debris. This helps to lower the risk of your windows being broken, leading to water damage in your home.
This is more common with exterior shutters than interior ones. When you have interior shutters, the glass is still going to break. The material may not be in the right position to protect the home from water damage. It’s something to discuss with your insurance company before you choose the type of shutters you want to get.
Always Check with Your Home Insurance Provider First
If you’re only getting plantation shutters in Island Park for lowering your home insurance quote, you’ll want to check with your provider first. Will they offer a discount, and will they do it off your current insurance. Will you need to wait until your renewal to get the discount?
If they don’t offer a discount, you don’t need to stick with your current provider once the current term runs out. The benefit of yearly coverage is that you can switch providers as and when you need to. It’s worth making a note with the company when you do switch as to why you’re doing it, and tell your friends what’s going on too so they know who to work with when it comes to their own coverage.
Not all insurance providers will offer discounts for plantation shutters in Island Park. However, some will do as you’re lowing the risk of needing to make a claim.
